Lawyer's Escrow Service Inc

Lawyer's Escrow Service, Inc

Why Title Insurance?

Owning Real Estate is one of the most precious values of freedom in this country. You need the assurance that the property you are buying or selling is legally yours and free of title defects. No one should have any legal right or claim to your property other than your mortgage holder.

Your title insurance policy provides a guarantee that your real estate is fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title and insures that you will be defended at no cost against all covered claims up to the amount of the policy. Without title insurance, you may be held fully accountable for any prior liens, judgments or claims brought against your new property.

What does title insurance protect from?

  • Undisclosed heirs
  • Forged deeds, mortgages, wills, releases and other documents
  • False impersonation of the true land owner
  • Deeds by minors
  • Documents executed by a revoked or expired Power of Attorney
  • False affidavits of death or heirship
  • Probate matters
  • Fraud
  • Deeds and wills by persons of unsound mind
  • Conveyances by undisclosed divorced spouses
  • Rights of divorced parties
  • Deeds by persons falsely representing their marital status
  • Adverse possession
  • Defective acknowledgements due to improper or expired notarization
  • Forfeitures of real property due to criminal acts
  • Mistakes and omissions resulting in improper abstracting
  • Errors in tax records